Motorcycle Insurance in Lumberton, NC
Motorcycle insurance can safeguard your finances against unexpected damage and liabilities resulting in substantial losses. At Your Choice Insurance Center, we help motorcycle riders assess their coverage needs.
What Does It Cover? 
A standard motorcycle insurance policy can offer the following coverage:
- Comprehensive coverage can help pay for your motorcycle’s repair costs after damage caused by theft, fire, weather conditions or vandalism.
- Collision coverage can cover damage caused by hitting an object or vehicle.
- Uninsured/underinsured motorist coverage can cover related expenses if you are hit by a driver with inadequate coverage.
- Liability coverage can cover expenses associated with third-party property damage or bodily injuries.
Policy specifics vary depending on your insurer and your circumstances. Consult your agent if you need additional coverage, such as roadside assistance, custom parts coverage or total loss coverage.
Is It Required?
North Carolina state law requires liability insurance for motorcycles and motor scooters, with minimum amounts mandated for bodily injuries and property damage. You might be fined or penalized if you’re not carrying insurance. Your lender may require comprehensive and collision coverage if your motorcycle is under a lease or loan.
How Much Does It Cost?
Your insurer can consider various factors when calculating your rate. These can include:
- Driving history
- Claims history
- Location
- Motorcycle value
- Deductible
- Coverage selection
Ask your agent whether you qualify for motorcycle insurance discounts.
Get Covered Today
Contact Your Choice Insurance Center to request a personalized quote or learn more about your insurance options.