Commercial Auto Insurance in Lumberton, North Carolina
Businesses in various sectors rely on motor vehicles to get things done. Even the most experienced and diligent companies must account for potential accidents and losses, as vehicle-related incidents can have dire ramifications. Whether transporting goods, equipment, people or using automobiles for other purposes, your business must understand and maintain appropriate commercial auto insurance. 
What Is Commercial Auto Insurance?
A suitable commercial auto insurance policy can be a core component of your business’s loss control measures and risk management efforts. Your coverage can be tailored to your needs, but it typically provides you with financial security and essential resources in the aftermath of losses and damages involving your automobiles.
What Do Policies Cover?
When crafting your coverage, you should work with a qualified insurance professional, such as those at Your Choice Insurance Center. By enlisting such assistance, you can enjoy an exhaustive understanding of various options and features available for your policy, such as the following:
- Bodily injury liability coverage may offset third-party medical bills and financial losses for which you’re at fault following an accident.
- Property damage liability coverage may also compensate third parties if you or your employees are to blame for an incident that damages their property.
- Collision coverage may help fund repairing or replacing your vehicles if they’re damaged in a crash involving other automobiles or stationary objects (e.g., buildings and guardrails).
- Comprehensive coverage may respond to noncollision-related incidents involving your automobiles, such as fires, theft, vandalism and severe weather.
- Uninsured/underinsured motorist coverage may provide financial aid if someone else is at fault for an accident but is insufficiently insured.
- Hired/non-owned vehicle coverage may extend liability coverage to incidents occurring while employees use rented or personal vehicles for business purposes.
Is Coverage Required?
In most states, including North Carolina, businesses using cars, vans, trucks or other automobiles are legally required to carry commercial auto insurance. While exact requirements may vary, laws typically mandate that you at least have third-party liability coverage. Lenders may also list their own requirements in the terms of auto loans if you’ve financed your vehicles.
How to Get Commercial Auto Insurance Near Me
Contact Your Choice Insurance Center in Lumberton, North Carolina, today to learn more about commercial auto coverage options and compare personalized quotes for appropriate policies.