Auto Insurance in Lumberton, NC

Whether you’re a novice driver or have years of experience behind the wheel, auto insurance may be a crucial financial safeguard against unexpected events. Without this policy, you could face legal repercussions, such as fines and suspension of your driving privileges. You might also be held responsible for damages and medical expenses resulting from an accident, which could lead to significant financial strain.

What Is Auto Insurance?

Auto insurance is a contract between you and an insurance provider to help you avoid financial loss due to accidents or theft. By paying regular premiums, you secure an agreement where the insurer may cover your losses as specified in your policy. This financial protection is vital as it may help ease the financial burden of unforeseen incidents.

What Does My Policy Cover?

You can tailor your auto insurance to meet your budget and preferences. Standard policies include essential coverage, such as the following:

Bodily injury liability may cover medical expenses and financial losses for third parties injured in an accident where you are at fault.
Property damage liability may provide financial assistance if you damage someone else’s property in an accident.
Collision coverage may cover repair expenses if your vehicle is damaged in a collision with another vehicle or a stationary object.
Comprehensive coverage may pay for damage to your vehicle following noncollision incidents like fire or vandalism.
Medical payments coverage may cover medical treatments following an accident, regardless of fault.
Uninsured/underinsured motorist coverage may compensate you if you’re involved in an accident with an at-fault driver with inadequate or no insurance.

Get Covered Today

Your Choice Insurance Center is happy to help you explore your auto insurance options and their benefits. Contact us today to receive an instant auto insurance quote.