Question of the Month: Which Auto Insurance Policies Do I Need?

Auto insurance can help you meet your state’s requirements and satisfy your lienholder if you finance or lease your car. Most drivers benefit from a combination of the following:

• Liability coverage is required in most states. It can help cover injuries or property damage you cause to others.
• Collision coverage can help pay to repair or replace your vehicle after an accident, regardless of fault.
• Comprehensive coverage can help with non-collision damage to your vehicle, like theft, storms, vandalism, or animal damage.
• Uninsured/underinsured motorist coverage can help cover your accident-related damage if the at-fault driver isn’t adequately insured.

The best mix depends on your car’s value, your budget, and the level of financial protection you want. Our team can help you understand North Carolina’s requirements and how your coverage works, here.

If you are insuring company vehicles or need coverage for rideshare or gig work, you may need commercial auto insurance.

Contact us today to explore your options and get a quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.